Finally! 28!!! 3rd Trimester!!
Oh I don't really like this picture much, but it's a time of celebration nonetheless. almost there people!! (kinda not)
Mr Smith & I decided it's time for a budgetary game plan.
This weekend we're going to sit down & plan out meals
We'll begin cash only grocery shopping & stick to the allotted amount.
It's going to be tough folks, but I've been wanting to do it for awhile. I've just been lazy.
Not anymore! It's time to count those pennies each month
and live smart.
So grocery shopping is phase 1 of the live smart plan.
(especially now since we kinda have food storage...stored)
However, I'm super glad Mr Smith insisted on a body pillow splurge at Walmart
($8 for pillow, $8 for cover)
I am all over that pillow at night. It's just marvelous!
And maybe it is helping with the back pain.
Oh I forgot to mention, along with phase 1, I've committed to not buying baby (or shopping any retail) till April. gasp! And then what does Target send me this afternoon?
Their ad for the biggest baby sale of the year!!
Someone is trying to test my marriage.....................
I'm trying not to overwhelm myself like I typically do anytime I want to set goals (I like setting 50 all at once turning into Mrs Awesome basically over night).
"shoot first & then draw a target" - my life
We sat down and talked major budget changes and switching to cash only spending as well this year.. mainly for me because Josh already uses cash. I hate cash, hate the fumbling at the register, the change they give you back on TOP of your receipt so you're more likely than not to drop it all over the floor before it makes its way back into your purse.. BUT I used cash all month (and did not dig for change, but put all change that I got back into a jar that we're saving all year to see what we get) and I have to say it's better. There's no stress about looking at the bank account to make sure you're not going to overdraft or obsessively try to remember where you swiped your card. I will say though, keep your receipts and use mint.com to set up budgets and key in your cash transactions as you go and it does all the work for you, it's amazing! Yay 3rd trimester! :)
ReplyDeleteI used mint.com a long time ago and I'm trying to convince Eric that it's a legit site =) I like the idea of having something more organized. But yes, I feel the same way about cash, but hopefully I'll be converted like you! =)
Delete